Transfers
We're Joining Forces with Ayrshire and Hamilton Credit Unions
We’re thrilled to announce that both Ayrshire Credit Union and Hamilton Credit Union are joining forces with Thistle Credit Union, creating a stronger, more vibrant financial community for everyone.
This merger opens up a world of new benefits for you, both in terms of service and a wider range of financial solutions. This system and branding update is the last step in completing the merger agreed at the two special general meetings held in April and May 2023.
You will see some changes to the offices but our opening times as well as highly trained and friendly staff and volunteers will remain the same.
Thistle Credit Union boasts a modern, user-friendly platform, allowing you to manage your accounts seamlessly online and through our mobile app. Enjoy features like faster transactions, intuitive interfaces, and 24/7 access to your finances. Download the Thistle Credit Union mobile app from the Apple or Google Play Store and use your new number underlined below in the transferring your account section, to active and use your account.
Access a wider range of financial products, including personalised loan options, membership lottery and an engaged community. Whether you’re looking to save for a dream holiday, consolidate debt, or save for a rainy day, Thistle Credit Union is here to help you thrive.
As a combined credit union, we’ll have increased resources to provide you with even better service, competitive rates and greater financial security. Your savings will still be protected up to £85,000 by the Financial Services Compensation Scheme, helping to give you peace of mind that your savings are safe.
We understand that changing financial institutions can be daunting. Rest assured, our core values remain the same. We’re committed to providing a personal service, supporting the local community, and putting your needs first. You’ll continue to see the same friendly, familiar faces with a dedication to understanding your financial goals.
We’ve made the transition process as smooth and effortless as possible. Your existing accounts, loans, and standing orders will automatically transfer to Thistle Credit Union.
Please update your existing standing order with your new reference and everything will continue as before. Alternatively, we can set you up with a direct debit or if you work with one of our payroll partners, you can save directly from your salary.
We believe this merger is a positive step forward. It’s an opportunity to build a stronger, more comprehensive financial institution that serves the needs of our members even better. We’re excited to welcome you to the Thistle Credit Union community and we look forward to growing together.
From the start of February, all loans with Thistle Credit Union will be reported to Equifax as part of our contractual obligations. This means that if you are unpaid or behind on your loan, it will show on your credit file and may impact your ability to get credit. Please contact our credit control department to update your account.
Like most financial institutions your savings are protected by The Financial Services Compensation Scheme (FSCS). This scheme is funded by the financial services industry and is free to our membership. It provides you with automatic savings protection up to £85,000 if your credit union goes out of business. For more information, please see www.thistlec.co.uk/fscs.
To enable us to keep you up to date with any news of our products and services that may be of interest to you we need to make sure that the personal information that we hold for you is current and correct. If any of your details have changed or are incorrect, please contact us and we will rectify this for you.