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Thistle Credit Union, 5 Money Mistakes to Avoid This Halloween, West of Scotland, Scotland, Affordable Loans, Personal Finance

5 Money Mistakes to Avoid This Halloween

Let’s be honest, we all have financial horror stories. Learning from these experiences are key to helping us develop a healthy relationship with money. Here are 5 common money mistakes to avoid this Halloween.

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Thistle Credit Union, How Marketers Convince You to Spend More Money, West of Scotland, Scotland, Affordable Loans, Borrowing, Cheap Loans, Personal Finance

How Marketers Trick You into Spending More Money

As we head into the holiday season, businesses will start ramping up their marketing efforts in an attempt to convince you to spend your hard earned money with them. Given that you’ve worked hard for your money, businesses should also work hard to take it from you. Here are 5 tricks that marketing departments us to try and get their hands on your cash.

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How to Identify and Protect Yourself From AI Financial Scams in 2026

Artificial Intelligence (AI) is growing at a rapid pace, and although it has the potential to drive ground breaking innovation in science, medicine and climate change, it also has the potential to be weaponised by those who have bad intensions wanting to make a quick buck. In this article, we discuss the four common types of AI scams, how we can identify them and how we can protect ourselves from them.

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A Beginners Guide to Building a Savings Pot in 2026

Saving regularly helps to put money aside for a rainy day, helping to reduce stress and providing you with breathing space to focus on what matters most to you. To celebrate National Savings Week we’re sharing our 4 step guide to starting your savings journey.

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Simple Ways to Build Your Credit Score

Your credit score gives lenders a better understanding of how you manage your finances. This numerical ranking is then used by lenders to assess the risk of lending to you and help determine the terms of your loan. 

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Celebrating Valentine’s Day on a Budget

Celebrating Valentine’s Day on a Budget: Without Missing Out Valentine’s Day doesn’t have to mean pricey plans or last-minute spending. A thoughtful celebration can be simple, more meaningful and kinder on your wallet. Here are some fun and easy low cost ideas to make Valentine’s Day special: Cook at Home

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8 Simple Ways to Reduce Your Energy Bills This Winter

8 Simple Ways to Reduce Your Energy Bills This Winter From a Credit Union The current cost of living crisis is having a significant impact on households with energy price increases being of particular concern. In this post we will discuss some easy and simple ways to deal with the

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What Happens to Your Money When You Save with a Credit Union

What Happens to Your Money When You Save with a Credit Union When you place money into your local credit union savings account, it doesn’t just sit there. Your savings become part of the credit union’s overall assets, the resources it uses to support and serve its members.   You

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A Beginners Guide to Setting SMART Financial Goals in 2026

Have you ever made a new year’s resolution that has been completely forgotten about by February? Don’t worry, you’re not the only one. Thankfully there is a simple five-part framework that provides a clear roadmap to achieving your goals. SMART goals can be used for setting goals in any area of your life and have been proven to increase your likelihood of success. 

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8 Ways Thistle Credit Union Helps You Thrive

8 Ways Thistle Credit Union Helps You Thrive Credit unions are more than a place to save and borrow money. They are community owned financial co-operatives working tirelessly to transform the way we bank by building a fairer and more sustainable financial future for everyone.  At Thistle Credit Union, our

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Thistle Credit Union are Roonin’ The Toon

Thistle Credit Union are excited to announce that a number of our employees will be taking on Roon The Toon in Kilmarnock, the first of two events to raise money for Ayrshire Hospice. (Most) of our team have been training hard and are ready to take no the 10K course. 

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5 Ways to Build Better Money Habits

5 Ways to Build Better Money Habits in 2025 At Thistle Credit Union, we’re passionate about empowering our members to build a habit of regular saving and making sensible financial decisions with the aim of ending the cycle of borrowing and improving their financial resilience and we believe that with

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