At Thistle Credit Union we encourage our members to borrow sensibly and only what they can afford to repay. We assess every loan application on an individual basis and will try our utmost to help where possible, however we will not approve a loan if we believe you can’t afford to meet the repayments.
Types of Loans Available
We have a range of loan products specifically designed with you in mind.
Personal Loans
Secure Loans
Family Loans
Consolidation Loans
Why Choose Thistle Credit Union?
Low Fixed Interest Rates
Repayments Over 43 Weeks
Savings Contributions Included
No Set Up or Admin Charges
No Early Repayment Penalties
Help Build Your Credit Score
Application Process
At Thistle Credit Union, we offer affordable interest rates and are proud advocates of fair and responsible borrowing. Therefore, we assess every loan with care and consideration. We operation on a points based system in order to ensure fairness and that any loan taken out with us will not cause your financial situation to worsen. We assess all applications on a first come first served basis. Failure to repay your loan will impact your credit score and your ability to borrow from us and other financial institutions in the future. Please find the full list of terms and conditions here.
The Small Print
Required minimum savings contributions of £5 per week or £20 per month. A one off top up of 50% of the value of the loan. Once 50% of the topped up loan is paid off, the remaining repayments will then be transferred to a personal loan. No repayment will be made into your account until Thistle Credit Union receives one child benefit payment, therefore we recommend to have your child benefits paid directly into your instant access account.
New to Thistle Credit Union?
Join a growing movement revolutionising how we bank by setting up your Thistle Credit Union account.