Personal Loans

Our personal loans are a great way to get the most from your savings. Whether you need that little extra for a family holiday, a DIY project or your dream car, a loan from Thistle Credit Union can help you achieve your goals.

Why Choose a Personal Loan?

Low Fixed Interest Rates

Repayments Over
5 Years

Savings Contributions Included

No Set Up or Admin Charges

No Early Repayment Penalties

Help Build
Your Credit Score

Required Documents

Documents should be downloaded and emailed to staff@thistlecu.co.uk as a PDF or paper copies handed into a branch.

Payslips and/or benefit award letters for the last three months

Bank statements for the last three months for all active bank accounts

Why Choose Thistle Credit Union?

Not for Profit Focused

Member Owned

Community Focused

Fixed Interest Rates

Savings are Secure

Six Local Branches

Application Process

At Thistle Credit Union, we offer affordable interest rates and are proud advocates of fair and responsible borrowing. Therefore, we assess every loan with care and consideration. We operation on a points based system in order to ensure fairness and that any loan taken out with us will not cause your financial situation to worsen. We assess all applications on a first come first served basis. Failure to repay your loan will impact your credit score and your ability to borrow from us and other financial institutions in the future. Please find the full list of terms and conditions here.

The Small Print

Required minimum savings contributions of £5 per week or £20 per month. A one off top up of 50% of the value of the loan. Once 50% of the topped up loan is paid off, the remaining repayments will then be transferred to a personal loan. No repayment will be made into your account until Thistle Credit Union receives one child benefit payment, therefore we recommend to have your child benefits paid directly into your instant access account.

New to Thistle Credit Union?

Join a growing movement revolutionising how we bank by setting up your Thistle Credit Union account.

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