Welcome to Thistle Credit Union
Hello! We’re Thistle Credit Union, a community owned financial co-operative providing affordable loans and ethical savings to people across the West of Scotland.
Thistle Credit Union was founded in November 1991 under the name Blantyre Credit Union. We have since grown rapidly and are now trusted by over 14,000 members across Lanarkshire, Ayrshire and the West of Scotland.
We have over
Loans
If you need that extra bit of money for a new car, holiday, or any unexpected expense Thistle Credit Union might have something to suit you. We offer a range of products to suit everyone’s borrowing needs at great rates and affordable repayment terms.
Our personal loans are a great option for when you want to get more from your savings. Whether it’s a special holiday, a DIY project, your dream car or your wedding day; our personal loans can help you achieve your goal.
Our secured loans are a great way to secure additional finance without eating into your savings. Allowing you to continue to build your credit score and your savings.
Our debt consolidation loans allow you to combine your outstanding debts into one manageable monthly payment, helping you to regain control of your finances.
Savings
Helping you save is what we do best, from putting a little bit away each month. to those saving up for a dream holiday, or just for a rainy day. Your savings are safe ate your Credit Union, we’re authorised and regulated just like any high street bank and we’re also covered by the Financial Services Compensation Scheme.
Build up a secure savings pot with our instant access savings account. These savings can be used to treat yourself or cover any unexpected expenses.
Our junior savings accounts help to encourage children and young people to be more financially aware and build a healthy relationship with money.
Our Christmas savings club allows you to put money aside throughout the year to help pay for Christmas. You gain full access to your savings on November 1st each year.
Payroll Deduction
At Thistle Credit Union, we facilitate payroll deductions for employers across the West of Scotland, helping employees reduce financial stress with regular saving straight from their paycheck.
Our free payroll deduction programme helps employees automatically put money from their pay check into a secure savings account helping to reduce financial stress, increase productivity and retain high quality staff.
Set and forget an amount to come directly off your pay check that is then placed in a secure savings account with Thistle Credit Union to pay for a special occasion, a family holiday, a new car, a deposit for a house or cover any unexpected costs.
Loan Calculator
Our free loan calculator can show you what your repayments will be depending on how much you plan to borrow and how long you want to be paying back the loan.
Whilst every care has been made in the production of this calculator; Thistle Credit Union and its staff, cannot be held responsible for any omissions, errors or other mistakes. This calculator is for illustrative purposes only and aims to give you an overview of the potential cost of borrowing.