Junior Savings Accounts

Provide a bright future for your child with our secured junior savings accounts.

Our junior savings accounts helps you build a secure savings pot for an important child in your life. 

This money is kept safe with Thistle Credit Union until the account is automatically handed to the child on their sixteenth birthday.

How it Works

Open an
Account

Open an account online, on our app or in one of our six local branches across the West of Scotland.

Start
Saving

Start saving by setting up a direct debt to build a secure savings pot without having to think about it.

Hand Over
Access

The child automatically receives full control of the account and savings in it on their sixteenth birthday.

Why Choose a Junior Savings Account?

Build a Secure Savings Pot for Your Child

Savings Protected by The FSCS

Money is Kept Safe Until Child is 16

Financial Protection

At Thistle Credit Union we’re members of The Financial Services Compensation Scheme (FSCS), which automatically gives you savings protection for up to the value of £85,000. The FSCS is funded by the financial services industry and is free to consumers, meaning if your credit union goes out of business you will receive your money back within seven days (T&Cs apply).

Required Documents

Photographic ID such as an in date passport, driving license or full birth certificate.

Proof of address such as a bank statement or utility bill dated within the last three months.

Why Choose Thistle Credit Union?

Not for
Profit

Member
Owned

Community Focused

Fixed Interest Rates

Protected
Savings

Six Local
Branches

Free Loan Protection *

Free Mobile
App

Let's Get Started

Join the growing movement revolutionising how we bank by opening your Thistle Credit Union account.

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