Loan Calculator

How much would you like to borrow?

Our loan calculator is designed to give you information on your repayments should you wish to apply for a loan with us.

Whilst every care has been made in the production of this calculator, Thistle Credit Union and it’s staff cannot be held responsible for any omissions, errors or other mistakes made. This calculator is for illustrative purposes only in order to give you an overview of the potential cost of borrowing.

How to Apply

At Thistle Credit Union, we offer affordable interest rates and are proud advocates of fair and responsible borrowing. Therefore, we assess every loan with care and consideration. We operation on a points based system in order to ensure fairness and that any loan taken out with us will not cause your financial situation to worsen. We assess all applications on a first come first served basis. Failure to repay your loan will impact your credit score and your ability to borrow from us and other financial institutions in the future. Please find the full list of terms and conditions here.

Online

Mobile App

In Branch

The Small Print

If you’re applying online we’ll need you to send us through your last three months bank statements and proof of your income i.e. your most recent wage slip or benefit letter. You can send this by email to staff@thistlecu.co.uk or by post to our main office. We’ll call you when the loan is ready or if we need some more information, from there you’ll need to drop by one of our offices to sign some paperwork.

If you’re applying in one of our offices just fill in the loan application form, don’t worry if you don’t have a printer you can pick them up at any of our offices. We’ll take your loan application and other supporting documents from you and from there we will be able to advise you on how long it may take us to process your application.

You should also bring with you some form of ID to allow us to confirm your identity.