Celebrating Valentine’s Day on a Budget: Without Missing Out

Valentine’s Day doesn’t have to mean pricey plans or last-minute spending. A thoughtful celebration can be simple, more meaningful and kinder on your wallet.

Here are some fun and easy low cost ideas to make Valentine’s Day special:

Cook at Home

Make each other’s favourite meal or snacks, set up a nice tablescape and call it a DIY restaurant date night.

£10 Spending Challenge

Set a small spending limit, like £10, and get creative with meaningful gift ideas. We recommend checking your local charity shop, making their favourite treats or printing sentimental pictures.

Upgrade Your Movie Night

Who needs expensive cinema tickets when you can thrift a DVD or put on Netflix, enjoy some themed snacks and cuddle under cosy blankets.

Free Date Night

There are so many ways to enjoy each other’s company without forking out a small fortune. Winter walks, museums or art galleries. Rediscover your own city by having a fun tourist afternoon.

Acts of Service Vouchers

Breakfast in bed, doing the weekly food shop or an hour of uninterrupted me-time is a great way to give a gift without opening your wallet. Making it special to your partner can make it a meaningful and unforgettable gift.

Treat Yourself

If you can, show your future self some love too, even £5–£20 into savings is a win that your future self will think you for.

Talking to Your Partner About Money

Money can be awkward in relationships, but it doesn’t have to be. Try one of these simple conversation starters over a cuppa:

Need a hand making your money go further? At Thistle Credit Union, we’re here to help with savings options, budgeting support and affordable borrowing when you need it. Follow the link below for more information about how we can help you get a handle on your finances.

Why Choose Thistle Credit Union?

Thistle Credit Union was founded under the name Blantyre Credit Union in November 1991 and has been proudly affordable loans and ethical savings ever since. We’ve grown rapidly over the last 30 years and are now trusted by over 14,000 members across the West of Scotland.

Thistle Credit Union offers a genuine alternative to traditional banks through our ethical savings accounts, affordable low interest loans and not for profit approach. Contact our friendly team or follow us on our social media platforms for more information about how Thistle Credit Union can help you thrive.