4 Realistic Ways to Boost Your Monthly Breathing Space

Extra Income Advice: 4 Realistic Ways to Boost Your Monthly Breathing Space. Extra income doesn’t always mean a second job. Often it’s about income maximisation including making sure you’re getting what you’re entitled to plus small, repeatable habits that add up. Check Your Benefit Entitlements
Support can include help with housing costs, disability payments or childcare. Our website’s Benefits Entitlement page also signposts places to check your eligibility.
Sell What You Don’t Use
A weekend clear out can turn clutter into cash. Start with high value, low sentiment items such as old phones, small appliances, children’s clothing and toys or large furniture items.

Borrow with Confidence: 4 Quick Questions to Ask Yourself Before You Apply

Borrow with Confidence: 4 Questions to Ask Yourself Before Applying for a Loan Borrowing can be a helpful way to spread the cost of bigger expenses, the key is making sure it’s affordable and clear from the start. Before you apply for a loan, take a minute to ask yourself: What is The Total Cost […]

Celebrating Valentine’s Day on a Budget

Celebrating Valentine’s Day on a Budget: Without Missing Out Valentine’s Day doesn’t have to mean pricey plans or last-minute spending. A thoughtful celebration can be simple, more meaningful and kinder on your wallet. Here are some fun and easy low cost ideas to make Valentine’s Day special: Cook at Home Make each other’s favourite meal […]

8 Simple Ways to Reduce Your Energy Bills This Winter

8 Simple Ways to Reduce Your Energy Bills This Winter From a Credit Union The current cost of living crisis is having a significant impact on households with energy price increases being of particular concern. In this post we will discuss some easy and simple ways to deal with the energy price increases. Current Causes […]

What Happens to Your Money When You Save with a Credit Union

What Happens to Your Money When You Save with a Credit Union When you place money into your local credit union savings account, it doesn’t just sit there. Your savings become part of the credit union’s overall assets, the resources it uses to support and serve its members.   You can think of it like […]

A Beginners Guide to Setting SMART Financial Goals in 2026

Photograph of a red dart landing on the centre of a black and white dartboard.

Have you ever made a new year’s resolution that has been completely forgotten about by February? Don’t worry, you’re not the only one. Thankfully there is a simple five-part framework that provides a clear roadmap to achieving your goals. SMART goals can be used for setting goals in any area of your life and have been proven to increase your likelihood of success. 

8 Ways Thistle Credit Union Helps You Thrive

8 Ways Thistle Credit Union Helps You Thrive Credit unions are more than a place to save and borrow money. They are community owned financial co-operatives working tirelessly to transform the way we bank by building a fairer and more sustainable financial future for everyone.  At Thistle Credit Union, our affordable loans, secure savings accounts […]