Personal Loans
Unlock your financial future with a personal loan from Thistle Credit Union
Whether you’re planning a dream holiday, making home improvements, paying for an important milestone or just covering unexpected costs; with a personal loan from Thistle Credit Union you can borrow between £100 and £15,000 and spread repayments over 5 years while continuing to build on your savings.
Whatever your goal; at Thistle Credit Union we’re here to help.
Why Choose a Personal Loan?
Borrow Up to £15,000
Fixed Interest Rates
Spread Over 5 Years
Build On Savings
No Hidden Fees
No Early Repayment Penalties
Free Loan Protection
Build Your Credit Score
Required Documents
Documents should be downloaded and emailed to staff@thistlecu.co.uk as a PDF or paper copies handed into a branch.
Payslips and/or benefit award letters for the last three months
Bank statements for the last three months for all active bank accounts
Why Choose Thistle Credit Union?
Thistle Credit Union is at the forefront of the growing movement revolutionising how we bank.
Our not for profit approach puts our members at the heart of everything we do and helps to provide a truly sustainable alternative to traditional and predatory lenders.
By borrowing from us you are helping to build a better financial future for yourself and your local community.
Not for Profit
Member Owned
Community Focused
Fixed Interest
Secured Savings
Six Local Branches
Application Process
At Thistle Credit Union, we offer affordable interest rates and are proud advocates of fair and responsible borrowing. Therefore, we assess every loan with care and consideration. We operation on a points based system in order to ensure fairness and that any loan taken out with us will not cause your financial situation to worsen. We assess all applications on a first come first served basis. Failure to repay your loan will impact your credit score and your ability to borrow from us and other financial institutions in the future. Please find the full list of terms and conditions here.
The Small Print
Required minimum savings contributions of £5 per week or £20 per month. A one off top up of 50% of the value of the loan. Once 50% of the topped up loan is paid off, the remaining repayments will then be transferred to a personal loan. No repayment will be made into your account until Thistle Credit Union receives one child benefit payment, therefore we recommend to have your child benefits paid directly into your instant access account.
New to Thistle Credit Union?
Join a growing movement revolutionising how we bank by setting up your Thistle Credit Union account.