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Borrow with Confidence: 4 Quick Questions to Ask Yourself Before You Apply
Borrow with Confidence: 4 Questions to Ask Yourself Before Applying for a Loan Borrowing can be a helpful way to spread the cost of bigger expenses, the key is making sure it’s affordable and clear from the start. Before you apply for a loan, take a minute to ask yourself:

Celebrating Valentine’s Day on a Budget
Celebrating Valentine’s Day on a Budget: Without Missing Out Valentine’s Day doesn’t have to mean pricey plans or last-minute spending. A thoughtful celebration can be simple, more meaningful and kinder on your wallet. Here are some fun and easy low cost ideas to make Valentine’s Day special: Cook at Home

8 Simple Ways to Reduce Your Energy Bills This Winter
8 Simple Ways to Reduce Your Energy Bills This Winter From a Credit Union The current cost of living crisis is having a significant impact on households with energy price increases being of particular concern. In this post we will discuss some easy and simple ways to deal with the

What Happens to Your Money When You Save with a Credit Union
What Happens to Your Money When You Save with a Credit Union When you place money into your local credit union savings account, it doesn’t just sit there. Your savings become part of the credit union’s overall assets, the resources it uses to support and serve its members. You

A Beginners Guide to Setting SMART Financial Goals in 2026
Have you ever made a new year’s resolution that has been completely forgotten about by February? Don’t worry, you’re not the only one. Thankfully there is a simple five-part framework that provides a clear roadmap to achieving your goals. SMART goals can be used for setting goals in any area of your life and have been proven to increase your likelihood of success.

Thistle Credit Union Partners with East Ayrshire Citizens Advice Bureau
Thistle Credit Union partners with East Ayrshire Citizens Advice Bureau to provide free and independent energy saving advice to the Kilmarnock community.

8 Ways Thistle Credit Union Helps You Thrive
8 Ways Thistle Credit Union Helps You Thrive Credit unions are more than a place to save and borrow money. They are community owned financial co-operatives working tirelessly to transform the way we bank by building a fairer and more sustainable financial future for everyone. At Thistle Credit Union, our

Thistle Credit Union are Roonin’ The Toon
Thistle Credit Union are excited to announce that a number of our employees will be taking on Roon The Toon in Kilmarnock, the first of two events to raise money for Ayrshire Hospice. (Most) of our team have been training hard and are ready to take no the 10K course.

5 Ways to Build Better Money Habits
5 Ways to Build Better Money Habits in 2025 At Thistle Credit Union, we’re passionate about empowering our members to build a habit of regular saving and making sensible financial decisions with the aim of ending the cycle of borrowing and improving their financial resilience and we believe that with