Secured Loans
This loan product is ideal for members who need some extra money but would like to continue to build on their hard-earned savings.
Secured Loans
- Take full advantage of our Life Savings and Loan Protection Insurance*1 *2
- Spread the loan over 10 years
Benefits of a Thistle Credit Union Loan
- Our Secured Loan is just 4.9% APR
- No early repayment penalties or admin fees
- You can continue to build up your savings and attract a dividend whilst you repay
- Spread the loan over 10 years
- No credit check required with a quick turnaround (terms and conditions apply)
Loan Caclulator
Our loan calculator is designed to give you information on your repayments should you wish to apply for a loan with us.
Whilst every care has been made in the production of this calculator, the Credit Union, or any of its staff, cannot be held responsible for any omissions, errors or other mistakes made. This calculator is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing.
How Do I Apply?
Loan applications can currently be made by applying via our:
If you’re applying online we’ll need you to send us through your last three months bank statements and proof of your income i.e. your most recent wage slip or benefit letter. You can send this by email to staff@thistlecu.co.uk or by post to our main office. We’ll call you when the loan is ready or if we need some more information, from there you’ll need to drop by one of our offices to sign some paperwork.
If you’re applying in one of our offices just fill in the loan application form, don’t worry if you don’t have a printer you can pick them up at any of our offices. We’ll take your loan application and other supporting documents from you and from there we will be able to advise you on how long it may take us to process your application.
You should also bring with you some form of ID to allow us to confirm your identity.
The Small Print
No loan is guaranteed and is subject to terms and status, for more information about our loan terms and conditions click HERE.
*1 Subject to terms and conditions. Certain restrictions apply based on savings balance and on age at death or age when savings were made. Each Credit Union has individual limits and restrictions which may vary over time. Ask your Credit Union for details about the Life Savings protection they provide.
*2 Subject to terms and conditions. Cover limits vary and certain restrictions apply based on age and cover. Please ask your Credit Union for individual limits and restrictions.